Energy , Personal

Home Battery vs an Electric Car?

Before diving into todays post, quick reminder that tomorrow we will be meeting with a bunch of internet strangers and talk money in the La Place, in de Meern. Hope to see you there! In this post from not to long ago, I looked at our expiring energy contract, dynamic energy contracts and energy trading using a home battery. I got a lot of feedback on this post, primarily offline. Very useful stuff though! It actually made us think again about a few issues and risks with the home battery for trading energy. Another thing that popped up was the […]

Dividends

Q1 2024 Dividend Update

Before reviewing the Q1 2024 Dividend Update, quick reminder that there will be a FIRE meetup on April 20th near Utrecht. Hope to see you all there of course! Life has been eventful lately, and the money pit is very much improving at the moment. Albeit we are doing really well, it doesn’t look like we will be completely finished before I attempt life as a public servant. Fortunately, the new employer has a good work life balance scheme 🙂 So, I’m fairly confident that we will be able to finish the remaining works before the next winter season (works […]

Energy , Finances

Down the Energy rabbit hole

We have been somewhat loyal customers of the utility company Green Choice the past 8 years. At the time we started they had a good price for green(er) energy and some other perks that made it a no brainer for us. We extended our contracts a few times in the mean time. Coming July our 3 year contract comes to a close. Hence, we just received a new offer and we have to make a decision what to do next. But the energy market is a whole lot different today than it was 3 years ago. So I went down […]

Jobs , Personal

Becoming a Public Servant

Life is never boring in the Cheesy household. After a somewhat unexpected loss of income at the beginning of the year, I have an update! I’ve got a new job, and one as a public servant! I bet you did not see that one coming. Me neither! Why on earth am I becoming a Public Servant? Let’s review, shall we? How a FIREd Brain works… Having a nice stack of cash (and investments) makes you review your career a bit differently, In my humble opinion. Whereas in the beginning of our careers we would focus more on money and career […]

FIRE Meetup

April 2024 Fire Meetup

As promised, here are the details for the next April 2024 Fire Meetup! Where? In the spirit of the previous meetup, plan is to keep it free and at a public location. Despite La Place being a lot more expensive than I remembered (heck, I am really getting old). They have good facilities, easy access and lots of space. Hence, plan is to meet at the La Place in De Meern (west of Utrecht). Address: La Place de Meern, Meerndijk 59, 3454 HP, Utrecht When? Saturday April 20th, 2024 from 13:00 onwards until…. (closing is at 20:00) What to bring? […]

Dividends , FIRE Meetup

2023 Dividend Totals

Before diving into the 2023 Dividend Totals, I’d like to thank all the 25-ish people that showed up during the last FIRE meetup in Leiderdorp! I had a blast, I hope you did too. We even got to the point that the last 6 of us pretty much got kicked out of the La Place as it was about 30min past closing :-). Plan is do do it again, likely around April. Location and date are to be confirmed. Keep you posted! Anyhow, what did our dividend growth share do in 2023? Here is a quick overview. Dividend Income Due […]

Personal

And… back to Koos Werkeloos

Welcome to 2024 (better late then never)! First post of the year and it’s one with a bang. I lost my job… And… back to Koos Werkeloos! Job loss The story is as follows, last year we cleaned out our cash reserves in an attempt to upgrade our money pit into a home. Albeit not finished with said money pit, I did start to look for income to infuse our cash position last yeat. I was fortunate to find a decent job, on rotation basis and abroad, on an interesting project. Fast forward to 2024 and due to tightening of […]

Fun , Real Estate

Should you buy a Castle?

Me and Mrs CF just spent a night in a large manor close to Haarlem. It was a surprise “date night” by Mrs CF. She really knows how to make my heart go a bit faster 😁. I love castles! We did a FIRE meetup once in one. But we could never make one work financially for ourselves. We could probably buy one, but it would likely bankrupt us in the long run. So here is a post I wrote a few years back if you should buy a castle (note that some of the numbers and linke might not […]

FIRE Meetup

FIRE Meetup

When we had one of our FIRE buds over for dinner a few weeks ago, we got to the topic of FIRE meetups. We organized about 7 of them plus a Castle weekend. Albeit a lot of fun, they take a lot of work and effort to organise. I’m very lazy by nature, so this naturally works counter productive. We both agreed thou, that it would be great to have a FIRE meetup again. But one without all the hassle (and thus also without presentations or cheap food and drinks). We came up with the following plan, we would meet […]

Personal , Real Estate , Taxes

Not dead yet!

Nope, we are not dead yet! Albeit we are now over halfway our lives (statistically speaking), we are not planning to call it quits just yet. Life has been good but busy. Financially we are making steps forward once again too. Working really does miracles! Only major downside is that you have a lot less time to do fun stuff. Me no likey. Life update Quick summary, we bought a house that was too big, too expensive and needed a shitload of work. We call that a money pit. Said money pit is slowly improving, albeit not completely finished yet. […]