January 2016 started off rather good, we managed to obtain a Savings Rate of 48.9%. Not bad! It could have been over 50% if not for a couple of vandals that thrashed one of our bikes causing €115 in damage (parts only!). Other than this little setback, expenses for food, day care, leisure, housing, and such were all inline with targets.
Unfortunatly, we still have not received our daycare credits from the government, which should be in the order of €200-300 per month, so it would be nice if that finally starts arriving in the checking account (expected to start Febuary or March).
Below you can find an overview of our expenses in percentage. Transport is low for us as both Mr. and Mrs. CF have their commutes paid for (one company car and one public transportation card). This expenses for this month include those for our personal vehicle and bicycles.