Although we did not think we were going to beat February, we did! It was the result of careful spending and a bit of “luck” regarding the timing of payments/benefits. This month we managed to obtain a Savings Rate of 61.2%! It was a basic month in terms of expenses and income, with no major expenses outside the normal housing costs and daycare costs.
The main reason why this month is so good is because we received the second set of benefits for daycare expenses came in for the period January to April 2016, which was €1056! This is considered as a negative daycare expense and reduced the total daycare costs to just €470. Nice, but this also means that the next couple of months, the daycare costs will be back to normal. Furthermore, child care benefits also arrived in the chequing account as well as several expense payments from Mrs. CF’s work. See below for the Savings Rates of the last few months including March 2016
Below you can find an overview of our expenses in percentage. Transport remains low for us as both Mr. and Mrs. CF have their commutes paid for (one company car and one public transportation card). The “Kid” category is thus extremely low this month due to the received daycare benefits. This months we did a couple of day trips, one of which was to the Dutch Comic Con in Utrecht, one to the beach (free), couple family visits, and a Musical Show in Amsterdam (we got free tickets form our landlord, so only parking fees).