Savings Rate April 2016

Guess this is the first month with a “normal” Savings Rate, and reason why is very simply: this month there were no extra/unexpected incomes from benefits or bonuses/holiday allowances, and no major expenses. In short a very “boring” month. So without further delay, here is the overview of our Savings Rate this month, and including all previous in 2016:

Below you can find an overview of our expenses in percentage. As noted earlier, transport remains low for us as both Mr. and Mrs. CF have their commutes paid for (one company car and one public transportation card), however we did have to pay road tax for the car for the coming quarter. The “Kid” category is finally “normal” this month as the catch up in daycare benefits has been completed and we now get the same monthly benefits going forward.

All leisure events for this month were “free”. There were some expenses but those were food related and are thus included in the Groceries and Grooming category. Had a great birthday party at friends yesterday actually. The expenses in the Other category were some cash expenses on “Kings Day” (bought some shoes for Miss CF and some DVD’s for ourselves)” and did an online donation.

How did you do this month??


  1. There is a strange curse, “may you life in exciting times” that always reminds me that boring is a good thing! 51% savings rate is great!

    We had many boring months during our own quest for financial independence. That’s part of what kept our expenses so low, and our savings so high!

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