We are back on steam with our August 2017 Savings Rate! Great result overall and we even have booked most of our holiday accommodations for September this month as well.
August was about as much fun as July. Summer months are really a great time of the year. Funnily enough the second half of the summer was considerably better financially. Here is a short financial overview of the month:
- We received our regular incomes this month, nothing special to report. Next month there is another expense claim awaiting payment;
- The crowdfunding income was €180 in deposits (combined interest and principle), which is below normal. Mental note, check the numbers!;
- Living and healthcare spending was very low this month. It was literally a third of that of last month! But July had a major repair bill included. This month we had no quarterly payments for insurance or any taxes due;
- The transport costs were also well below average with over €213 spent (again, about a third of last month. I see a trend….). Only some fuel, insurance and ferry tickets :
- Grocery costs were also below normal this month with a total of about €263. Guess the high number for last month averaged out. No special purchases;
- The kid category was, as per usual, really stable. But we have now paid the final instalment of the daycare fees. Still awaiting the new costs for after school care (they do already have our account number, oh boy). It should be less, but we don’t know by how much just yet. This will start as of October 2;
- Travel and Leisure was about €316. This included all the fees for 7 nights stay in 2 different locations. We booked one via AirB&B, one via a regular travel site. We also booked one night directly at the hotel, but we will pay this one at arrival. There were also a few minor costs for day trip items for our Miss CF; and,
- The other category was about €136. This included some swimwear, couple of small gifts and some random small expenses.
August 2017 Savings Rate
The savings rate for August was a whopper again with 64,4%. The year-to-date savings rate is now back up to 59,3%. We are holding on to the badass gold saver status 🙂
Here are the stats:
If you breakdown our expenses for the month, the distribution looks like this:
Looking forward to September, it will likely be another good month. No major expenses anticipated and we are even expecting a back-payment of the utility provider. This extra money will help offset some of the holiday expenses.
How did you do in August? Any holiday expenses that affected the numbers?