Who are you?
We are a young (at heart) Dutch couple (late thirties/early forties) with kid who want to become financially independent, preferably before the age of 45 (would it not be great to have a midlife crisis while financially “retired”?).
Why on earth the name CheesyFinance.nl?
Well Dutch = Cheese + € = CheesyFinance.nl, ok it is a bit cheeky (cheesy?) but we thought it was funny. So CheesyFinance.nl was born.
What do you do?
We work(ed) in both the financial and engineering/construction industries.
Where do you live?
In the Netherlands! More specifically, in the western portion of the country (i.e. the area referred to as the “Randstad”).
Why do you want to become financially independent?
Because it would be fantastic to no longer be dependent on a job, or anyone else for that matter. Have all the free time in the world to spend on hobbies, family and things that actually matter to you. Oh, and not having to get up early and/or sit in a traffic jam every morning to get to work (agreed, you can always move closer to work and cycle, but for some folks this is not an option due to the type of work).
Note 2018-04-12: Mr CF has stopped working and will play around a bit (including trying to build his own business). Mrs CF will continue to work to get us to FIRE. The luxuries & opportunities of having a bit of money to rely on is amazing!
Note 2019-08-25: Mr CF tried having his own business and discovered it’s not all that’s cracked up to be. Mrs CF also quit here job. We are now enjoying the summer season and are both looking for a new job. The first one to find it will get to keep it, the other will enjoy his/her time off. Having some money is really giving us lots of opportunities at this point!
Why is the blog in English and not in Dutch?
Most Dutch people are fairly good at the English language, but few foreigners know the Dutch language. Seemed like the logical choice to cater to a larger public and get some international feedback.
What can we expect from your blog?
There are many blogs out there that will help your find the “right” stocks, ETF’s, etc. We have nothing to add here. What we will do is report our Savings Rate, Cheesy Index, dividend income and other financial numbers from our household. We like food and health science, so this will pop up on occasion in the form of recipies.
We also like real estate, so this might occasionally show up as well. Oh, and Mr. CF loves workouts and is always up for a challenge (e.g. running, cycling, Insanity workouts, etc…). Definitely check out our twitter page for some photo’s and other nonsense.
Note 2019-08-25: Life is every changing, also Mr CF’s love for FIRE is taking a different form. It’s not as interesting as it once was when we started. The blog will stay alive for now, but the content will be posted intermittently and I have no idea what pop’s up in my head. Most of the above (progress reports, etc.) will likely not be posted anymore.
Want to know more about us?
A more detailed story about us, and of our life events to FIRE, can be found in this post.