Not too long ago I saw a tweet with a poll about the perception of people watching Netflix (or similar) and being boring. I had a chuckle for sure! Why? Because I must be boring as hell! So today a[…]
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Author: Team CF
Dutch couple (with kid) on a mission to become Financially Independent & Retire Early.
Dutch Real Estate: Box 1, 2 or 3?
With the proposed new tax laws for 2022, there are a lot of changes for real estate investing in the Netherlands. The primary conclusion is that owning real estate as of 2022 will be a lot more expensive, tax wise[…]
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Real Estate or Stocks & Bonds?
Yes, the whole 2022 tax thing is keeping me “entertained”. Thanks to all for the comments and feedback on my last three posts (including this one). Both the impact on (our) FIRE target(s) and on having Real Estate has given[…]
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Dutch Real Estate and Box 3 in 2022
Last week we’ve looked at what the newly proposed 2022 Box 3 (“wealth tax”) does to your FIRE plans. As you likely know we use real estate as part of our FIRE plans. What’s about to change on this front?[…]
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How a government can screw up your FIRE plans
Today a lesson from having fickle friends: Dutch politicians and the associated tax department. With the future stroke of a pen, they may make our lives (those whom strive for FIRE in the Netherlands) a whole lot more difficult. So[…]
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A Cheesy Story
It’t time for a very Cheesy story. Why? Because I just did an interview with a woman’s magazine. I’m not sure when the interview will be posted and the magazine comes out, but I wanted to have this post ready[…]
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Stuff to buy for €20.000
Ok, I’ll admit, I’m an addict! I love Funda, Marktplaats, Ebay, Kijiji, MLS, etc. It’s just too damn fun to look for stuff that you are NOT going to buy. Looky looky, but no touchy. It’s like self inflicted pain[…]
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Cheesy goes America Tour
Not too long ago we had the pleasure to lunch with Jim and Jane Collins. Yes, we are talking about THE Collins. They were in the Netherlands on their way to a Chautauqua 2019 in Portugal (note, that’s not until[…]
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FIN-X 2019
As mentioned before, my passion for FIRE is weakening. Hence the slower pace of blogging. Over the last few years I’ve also been involved in over 15 different meetups and FIRE/investing related events. I’ve really enjoyed it, but I discovered[…]
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Which iPhone should you buy?
Which iPhone should you buy? Should you buy an iPhone at all? If we do decide to buy one, which one would make most financial sense? These are some questions that popped up in our household recently. The reason is[…]
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Reminder: DRINKS ON FIRE June 30th!
Just a quick reminder today about our upcoming FIRE even on June 30th in Utrecht. Don’t miss out on some fun, money talks and investing discussions. But also if you just want to hang out with some very cool people[…]
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Fuck You money and how to use it
Office politics, no appreciation for what you do and no more challenge in your job? Want to get out? Make sure you have money, ideally lots of money. Here is to Fuck You money and how to use it. And[…]
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What if we had a 0% savings rate?
Have you ever wondered what you could have (and do) if you spend every cent you made? I never really thought about this before in detail until this weekend. So what if we had a 0% savings rate? What kind[…]
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What if you are 50 and drop dead?
If you are on your journey to FIRE (or simply better finances), you make sure you efficiently use you money. Whatever you can save from your income, you mindfully invest. This all seems rather logical to all of us that[…]
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