A Dutch Financial Independence Blog
We have previously covered the basics with regards to Dutch taxes, which you can find here. Real estate investing is, however, going to complicate things a bit further. However, it also provides some opportunities to lower you tax burden if[…]
Read moreFirst off, there was upward correction for the March number as one dividend payer came in early and shifted into March instead of April where it was assumed (plus made a mistake with the exchange rate). So the total for March[…]
Read moreApril continued to be a good month for the Cheesy Index, as it saw a very respectable increase of 0.6% to a total of 46.1%. We closed 2015 at a Cheesy Index of 43.6%, we recently decided to aim a bit higher for this year and get to[…]
Read moreGuess this is the first month with a “normal” Savings Rate, and reason why is very simply: this month there were no extra/unexpected incomes from benefits or bonuses/holiday allowances, and no major expenses. In short a very “boring” month. So without further[…]
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I (Mr. CF) have been a long time fan of cars. Having seen every episode of Top Gear at least twice and most Fifth Gear episodes at least once, I’ve visited many (international) car and car tuning shows, my love[…]
Read moreAs noted in our previous article on our latest real estate project, we were looking into property financing. The turned into a rather interesting investigation and a steep learning curve. We will try to provide you with a summary of what[…]
Read moreWhy Do We Have Advertisements? Ads are incredibly annoying, and it is becoming kind of scary that every ad seems to be automatically updated to reflect any recent search words you may have used in Google, Yahoo or Bing search[…]
Read moreFirst off, a small correction for the February number, it was adjusted downwards as one set of newly purchased stocks registered after the dividend cutoff, so that first new dividend won’t come in until May (it was only about 9[…]
Read moreMarch was a very good month for the Cheesy Index, as it saw a very respectable increase of 1.3% to a total of 45.5%. We closed 2015 at a Cheesy Index of 43.6%, we recently decided to aim a bit higher for this year and get[…]
Read moreAlthough we did not think we were going to beat February, we did! It was the result of careful spending and a bit of “luck” regarding the timing of payments/benefits. This month we managed to obtain a Savings Rate of 61.2%![…]
Read moreWhere Have You Travelled? Travel After reading up on the blog “Wandering Earl”, and enjoying it very much, I’ve started to think where our (Mr. CF, Mrs. CF and Team CF) travels have let us to in the last decades. The[…]
Read moreAs noted in a previous post on Creative Living Options , if you are a bit savvy (which you are of course!) you can look into creative ways to lower your house expenses or even earn some money on the[…]
Read moreThe Dutch Government has several benefits programs to help those with low incomes to pay for various expenses like healthcare, housing, children and childcare. However, there are restrictions on when you can apply for certain benefits. Once financially independent, most[…]
Read moreIts time for another overview of our dividend stock portion of our wealth portfolio. And Boy, was I wrong last month, stating that it was a quiet month…. The quiet month appears to be February ;-). Albeit, we still managed[…]
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