March was a very good month for the Cheesy Index, as it saw a very respectable increase of 1.3% to a total of 45.5%. We closed 2015 at a Cheesy Index of 43.6%, we recently decided to aim a bit higher for this year and get[…]
Read moreAuthor: Team CF
Dutch couple (with kid) on a mission to become Financially Independent & Retire Early.
Savings Rate March 2016
Although we did not think we were going to beat February, we did! It was the result of careful spending and a bit of “luck” regarding the timing of payments/benefits. This month we managed to obtain a Savings Rate of 61.2%![…]
Read moreWhere Have You Travelled?
Where Have You Travelled? Travel After reading up on the blog “Wandering Earl”, and enjoying it very much, I’ve started to think where our (Mr. CF, Mrs. CF and Team CF) travels have let us to in the last decades. The[…]
Read moreOur Next Real Estate Project
As noted in a previous post on Creative Living Options , if you are a bit savvy (which you are of course!) you can look into creative ways to lower your house expenses or even earn some money on the[…]
Read moreDutch Taxes – Part 5: Benefits
The Dutch Government has several benefits programs to help those with low incomes to pay for various expenses like healthcare, housing, children and childcare. However, there are restrictions on when you can apply for certain benefits. Once financially independent, most[…]
Read moreFebruary 2016 Dividend Update
Its time for another overview of our dividend stock portion of our wealth portfolio. And Boy, was I wrong last month, stating that it was a quiet month…. The quiet month appears to be February ;-). Albeit, we still managed[…]
Read moreFebruary 2016 Cheesy Index
Compared to January, February was a lot better, twice as good actually. The Cheesy Index saw a respectable increase of 0.4% to a total of 44.2%. The current target is roughly a 5.5% per year increase (we want to be[…]
Read moreSavings Rate February 2016
The February 2016 was amazing, but not for the “right” reasons of spending very little. This month we managed to obtain a Savings Rate of 58.3%! It was a basic month in terms of expenses and income, with no major[…]
Read moreRunning Challenge with Amber Tree Leaves – February Update
So where are we with the running challenge? Here is the Running Challenge with Amber Tree Leaves – February Update Running Challenge with Amber Tree Leaves – February Update After is rocky start in January due to the Flu, February[…]
Read moreCreative Living Options
For most people, one of the largest expenses within their budget are living costs (i.e. combined expenses for rent/mortgage, utilities, taxes, insurance and/or maintenance). In a past life we joint in on this by buying a McMansion. Although it was[…]
Read moreHow Much Do You Need To Become Financially Independent In The Netherlands (Part 2)
In the previous post on the topic “How Much Do You Need To Become Financially Independent in the Netherlands”, we looked at three scenarios (the “poverty” option, base case option and the “luxury” option). One of the main things we[…]
Read moreJanuary 2016 Dividend Update
Below is an overview of our dividend stock portion of our wealth portfolio. It has been a good month for dividends, especially considering that the months of January/April/July/October are somewhat “slower”. Below you can find a quick overview of the[…]
Read moreJanuary 2016 Cheesy Index
After such a rough month as this January, you would expect a dip in the Cheesy Index, at least we did. But to our surprise we came out ahead! For this months we saw an modest increase of 0.2% in[…]
Read moreSavings Rate January 2016
January 2016 started off rather good, we managed to obtain a Savings Rate of 48.9%. Not bad! It could have been over 50% if not for a couple of vandals that thrashed one of our bikes causing €115 in damage[…]
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