I bet you have the same question as I do on occasion. How long does €1.000.000 last? Oh, you don’t. Never mind… Anyhow, there are obviously multiple ways of looking at this. Including the use of many variables, as to[…]
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Category: Dutch Tax Series
Get a pay increase for part-time work
How to get a pay increase for part-time work? It’s actually not that hard and it goes automatically in the Netherlands. The height of the pay increase does however depend on your income. How does this all work? Taxes! Those[…]
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How much do you need to retire in the Netherlands – 2020 update
It’s that time of year again for me to look forward and determine the new “early retirement numbers”. We do this for ourselves each year to find out what our new target wealth should be based on a 4% net[…]
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Dutch Real Estate: Box 1, 2 or 3?
With the proposed new tax laws for 2022, there are a lot of changes for real estate investing in the Netherlands. The primary conclusion is that owning real estate as of 2022 will be a lot more expensive, tax wise[…]
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Real Estate or Stocks & Bonds?
Yes, the whole 2022 tax thing is keeping me “entertained”. Thanks to all for the comments and feedback on my last three posts (including this one). Both the impact on (our) FIRE target(s) and on having Real Estate has given[…]
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Dutch Real Estate and Box 3 in 2022
Last week we’ve looked at what the newly proposed 2022 Box 3 (“wealth tax”) does to your FIRE plans. As you likely know we use real estate as part of our FIRE plans. What’s about to change on this front?[…]
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How a government can screw up your FIRE plans
Today a lesson from having fickle friends: Dutch politicians and the associated tax department. With the future stroke of a pen, they may make our lives (those whom strive for FIRE in the Netherlands) a whole lot more difficult. So[…]
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Financial Independence Europe Podcast
If you want to hear me try to squeeze 2 hours into 30 minutes, you got to check this out! You might need to play this at 0.5x speed 😉 Financial Independence Europe Podcast A while back I got the[…]
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How much do you need to retire in the Netherlands – 2019 Update
We did an update on the Cheesy Index for 2018 a while back and still need to do another one for 2019. This as wealth taxes have (and will continue to be) changed. To start the legwork for our 2019[…]
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Dutch Real Estate: Taxation Options
Wait, don’t run away screaming because the posts title states “Taxation”. This one is interesting (for the Dutch at least)! As you might be aware, we currently have all our Real Estate being taxed in Box 3, to benefit from the[…]
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How Much Do You Need To Become Financially Independent in the Netherlands (Part 3)
Update December 2018: for the latest for 2019 version see here. (If you have read this post before, it is important to note that updates were made on October 10, 2016 as a result of various comments on this post. The main updates[…]
Read moreAugust 2016 Cheesy Index (and Box 3 Tax considerations)
The Cheesy Index made a remarkable recovery in August. This was primarily due to the amazing Savings Rate that we were able to obtain, for details see here. But also due to a very happy Mr. Market. However, we discovered two things this week and both[…]
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Dutch Taxes – Part 6: Real Estate
We have previously covered the basics with regards to Dutch taxes, which you can find here. Real estate investing is, however, going to complicate things a bit further. However, it also provides some opportunities to lower you tax burden if[…]
Read moreDutch Taxes – Part 5: Benefits
The Dutch Government has several benefits programs to help those with low incomes to pay for various expenses like healthcare, housing, children and childcare. However, there are restrictions on when you can apply for certain benefits. Once financially independent, most[…]
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