As noted by Amber Tree Leaves earlier this week, we are planning another FIRED-UP meeting in early 2017. Considering the success of the last one (see some posts/comments here, here and here), we are really looking forward to continue with these[…]
Read moreCheesy Finance
A journey of a Dutch Family with one kid to Financial Independence and Retire Early or "FIRE".
How do we calculate our Savings Rate?
We (Mr. and Mrs. CF) just finished our discussions and thoughts on how to calculate our Savings Rate going forward (and correct some older results). The outcome of how we calculate our Savings Rate is added in this new page[…]
Read moreReal Estate Investments – History, Yields, Risks and Strategies
Team CF is continuously discussing investment strategies, preferences and making compromises in all the final investments. Mr. CF prefers stocks combined with some crowdfunding, Mrs. CF favours real estate. It should then also be unsurprising that we have a very[…]
Read moreOctober 2016 Cheesy Index
As noted in September, the Cheesy Index got a bit of an overhaul to accommodate new knowledge about Dutch taxes. Because of this new information, we appeared to have signifcantly underestimated our Cheesy Index. Fortunately, nothing new this month, so we continue the slow but steady increase going[…]
Read moreOctober 2016 Dividend Update
October was a relatively steady month on the dividend front. We purchased some UNA (100 shares, in two batches of 50 shares to profit from the steady drop in stock price) this month and got lots of free money. October yielded a very respectable €545[…]
Read moreSavings Rate October 2016
A new month, a new Saving Rate overview! We’ve now already closed the 10th month of 2016. Time flies when your having fun! I’m actually secretly very curious how the total finances for 2016 are going to look. But let’s not[…]
Read moreCareer Switch
It’s official, Mr. CF is going to do a career switch (sorry, it’s not one yet that revolves around FIRE….)! Where my former career was primarily revolving around project engineering, project management and design management, it will change to cost[…]
Read moreFrugal-licious – Apple Pie
For those of you that have been here before, you probably know by now that we strive to eat very healthy, in an attempt to make sure we can really enjoy our FI for as long as possible, with as[…]
Read moreKids birthday Gifts – What’s “Normal”?
It was the birthday of Miss CF a while ago, the little bugger already turned 3 years old. We had a great birthday party with lots of family. Little Miss CF had a blast and enjoyed all the attention and[…]
Read moreSeptember 2016 Cheesy Index
As already hinted on a couple of times, the Cheesy Index got a bit of an overhaul in September due to the post of this article and associated comments from you readers. We found that we had not incorporated the tax[…]
Read moreThermostats and Pancakes
Today a chat about food and comfort: Thermostats and pancakes! Thermostats and Pancakes You might have encountered this discussion yourself as well….. Mr. CF: why is it so cold in the house? Mrs. CF: I don’t know I have not[…]
Read moreSeptember 2016 Dividend Update
September was a steady month on the dividend front, no purchases but lots of free money. However, an interesting trend developed over the last few months due to the steady increase in many stock prices. We generally had picked the[…]
Read moreSavings Rate September 2016
September was a good month from a social perspective. We had a great weekend getaway in Centreparcs with lots of family (the grandparents rented 3 cottages for 3 nights). Miss CF greatly enjoyed the waterpark and slept like a baby[…]
Read moreHow Much Do You Need To Become Financially Independent in the Netherlands (Part 3)
Update December 2018: for the latest for 2019 version see here. (If you have read this post before, it is important to note that updates were made on October 10, 2016 as a result of various comments on this post. The main updates[…]
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