So where are we with the running challenge? Here is the Running Challenge with Amber Tree Leaves – February Update Running Challenge with Amber Tree Leaves – February Update After is rocky start in January due to the Flu, February[…]
Read moreCheesy Finance
A journey of a Dutch Family with one kid to Financial Independence and Retire Early or "FIRE".
Creative Living Options
For most people, one of the largest expenses within their budget are living costs (i.e. combined expenses for rent/mortgage, utilities, taxes, insurance and/or maintenance). In a past life we joint in on this by buying a McMansion. Although it was[…]
Read moreHow Much Do You Need To Become Financially Independent In The Netherlands (Part 2)
In the previous post on the topic “How Much Do You Need To Become Financially Independent in the Netherlands”, we looked at three scenarios (the “poverty” option, base case option and the “luxury” option). One of the main things we[…]
Read moreJanuary 2016 Dividend Update
Below is an overview of our dividend stock portion of our wealth portfolio. It has been a good month for dividends, especially considering that the months of January/April/July/October are somewhat “slower”. Below you can find a quick overview of the[…]
Read moreJanuary 2016 Cheesy Index
After such a rough month as this January, you would expect a dip in the Cheesy Index, at least we did. But to our surprise we came out ahead! For this months we saw an modest increase of 0.2% in[…]
Read moreSavings Rate January 2016
January 2016 started off rather good, we managed to obtain a Savings Rate of 48.9%. Not bad! It could have been over 50% if not for a couple of vandals that thrashed one of our bikes causing €115 in damage[…]
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100% Taxation?
On occasion you find a fascinating article that makes you think or shakes up your personal views. In this case it makes you think about taxes and the associated benefits of living in a relatively social country like the Netherlands.[…]
Read more2015 Asset Allocation
Now that 2015 is definitely history, it was time to assess and visualize the data behind the Cheesy Index. As Mr. CF loves spreadsheets, this fortunately was not a monumental task 🙂 The total foundation on which the Cheesy Index[…]
Read moreRunning Challenge with Amber Tree Leaves
In a spur of the moment, Mr. CF agreed to a challenge with Amber Tree Leaves (see here and here) to run the 10K under 45 min by June. Now that reality has sunk in, a battle plan is required[…]
Read moreDecember 2015 Dividend Update
Below is an overview of our dividend stock portion of our wealth portfolio. It has been a good month for dividends (i.e. another increase). Below you can find a quick overview of the total monthly dividend payouts for 2015: Here[…]
Read moreDecember 2015 Cheesy Index
Ah, finally some time to go through our financial data over the Christmas holidays. We have been able to populate the Cheesy Index for the entire 2015, including the last month of the year. It was not a great year,[…]
Read moreSavings Rate December 2015
The savings rate for December was amazing, mainly because of the total income, which surpassed all expectations. We had a small Christmas bonus, a massive payment of interest on a business loan (which we did not expect as it was[…]
Read moreThe best way to see your money go up in smoke!
It is that time of year again that is feared most by cats and dogs: New Year’s Eve (or “Oudejaarsdag” in Dutch). It is the time of year when the Netherlands goes crazy and vaporises about 65 Million Euros in[…]
Read moreNovember 2015 Cheesy Index
The Cheesy Index for November 2015 is as follows: For details on the Cheesy Index, please see here.
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