In a spur of the moment, Mr. CF agreed to a challenge with Amber Tree Leaves (see here and here) to run the 10K under 45 min by June. Now that reality has sunk in, a battle plan is required[…]
Read moreCheesy Finance
A journey of a Dutch Family with one kid to Financial Independence and Retire Early or "FIRE".
December 2015 Dividend Update
Below is an overview of our dividend stock portion of our wealth portfolio. It has been a good month for dividends (i.e. another increase). Below you can find a quick overview of the total monthly dividend payouts for 2015: Here[…]
Read moreDecember 2015 Cheesy Index
Ah, finally some time to go through our financial data over the Christmas holidays. We have been able to populate the Cheesy Index for the entire 2015, including the last month of the year. It was not a great year,[…]
Read moreSavings Rate December 2015
The savings rate for December was amazing, mainly because of the total income, which surpassed all expectations. We had a small Christmas bonus, a massive payment of interest on a business loan (which we did not expect as it was[…]
Read moreThe best way to see your money go up in smoke!
It is that time of year again that is feared most by cats and dogs: New Year’s Eve (or “Oudejaarsdag” in Dutch). It is the time of year when the Netherlands goes crazy and vaporises about 65 Million Euros in[…]
Read moreNovember 2015 Cheesy Index
The Cheesy Index for November 2015 is as follows: For details on the Cheesy Index, please see here.
Read moreFrugal-licious?
Frugal-licious? What? Frugal-licious? In order to become financially independent you have to be frugal to some degree (otherwise you cannot live below your means and invest the associated savings). You furthermore need to step outside your comfort zone and invest[…]
Read moreNovember 2015 Dividend Update
Below is an overview of our dividend stock portion of our wealth portfolio. It has been a good month for dividends (i.e. another increase), but there are also some concerns with the portfolio regarding certain stocks (albeit not completely unexpected,[…]
Read moreSavings Rate November 2015
The savings rate for November is finally in line with what should be the new “normal”. After we moved and settled down in our current (temporary) rental place in late August of 2015, Team CF started looking for new jobs.[…]
Read moreExpenses November 2015
We don’t feel comfortable (yet) to post our actual income and expenses, so we will provide our savings rates and our expenses ratio’s in percentage to give a bit of insight into our finances. A percentage split of the expenses[…]
Read moreOctober 2015 Dividend Update
This should be the first post in (hopefully) a long (or short?) series of updates on our way to financial independence. As noted here, we had some difficulties deciding which assets we would use to become financially independent. We saw[…]
Read moreDutch Taxes – Part 4: Box 3
Today a new installment of the Dutch Tax Series, and one that is important for those who want to reach FIRE. Wealth tax! Dutch Taxes – Part 4: Box 3 Dutch Taxes – Part 4: Box 3 In the Netherland[…]
Read moreDutch Taxes – Part 3: Box 2
Today we will look at taxes if you own a company or have a considerable interest in one. Today we have the Dutch Taxes – Part 3: Box 2 Dutch Taxes – Part 3: Box 2 Taxation in Box 2 is[…]
Read moreDutch Taxes – Part 2: Box 1
In the next three instalments of the Dutch Tax Series, we will be looking at the three tax “boxes”. As previously noted in Part 1, “Box 1” incorporates income from work and property. The tax burden in this box can[…]
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