Monthly Dividend Update

March is a great month, lot’s of “our” companies are paying dividends. A quick look around in the DGI community shows we are not alone in having a really good dividend income last month! Keep your eye on the Dividend Diplomats and the Predictable Snowball for great DGI summaries.

We did not buy any new shares last month, but we did have tons of DRIP shares including AAR.UN, CJR.B, PLZ.UN, CWB, ET, POW, CIX and a few more.

March Dividends

When we added up all the deposits into the bank accounts (and corrected for exchange rates), we received almost €812, a new record! That is a very respectable 18% YOY increase. The somewhat “limited” increase is because of a special dividend we received last year (~€70) from ET and we have fewer RDSA shares than last year too. However, the trend is upward and that is what really matters. Looking at the graph below, I’m already excited about June. Curious to see if we can break the €850 barrier! April is also poised to see a massive jump as AH (Ahold) will be paying it’s yearly dividend.

March 2017 Monthly Dividend Overview

March 2017 Monthly Dividend Overview

The graph below is showing the yearly dividend totals for 2015 and 2016, and a year-to-date dividend total for 2017. In the third month of 2017 we already received more dividends than for the whole of 2015. Cool 🙂 The “Dutch” dividend income (AH, UNA and RDSA) are all after taxes (15%). The rest are held in RRSP’s and are not taxed (we will pay withholding tax when we withdraw from the account, but the dividends are not taxed themselves).

March 2017 Yearly Dividend Overview

March 2017 Yearly Dividend Overview

Dividend Stock Overview

Our dividend portfolio still contains 45 companies with a total of 10.737 shares and looks like this (up 3.739 shares from a year ago):

March 2017 Dividend Portfolio

March 2017 Dividend Portfolio

Dividend Sector Breakdown

When you breakdown the previously shown dividend stock overview by sector, it looks as follows:

March 2017 Dividend Sector Breakdown

March 2017 Dividend Sector Breakdown

How was your March from a dividend perspective? Did you have a stellar dividend income too?

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Monthly Dividend Update

February is traditionally a slow month. Even though we have many monthy dividend payers, February is still not very exciting. But than again, this February 2017 Dividend Update is still pretty much positive due to the growth from last year.

We also purchased additional shares this month, which include:

  • 100 shares of RDSA; and,
  • Tons of DRIP shares including AAR.UN, CJR.B, PLZ.UN (which also raised it’s dividend!), CIX and several more

February Dividends

When we added up all the deposits into the bank accounts (and corrected for exchange rates), we received almost €342. That is a very respectable 59% YOY increase.

February 2017 Dividend Income

February 2017 Dividend Income

We also made a new graph showing the yearly dividend totals for 2015 and 2016, and a year-to-date dividend total for 2017. In the first 2 months for 2017 we already received more dividends than for the total 5 months of 2015. Now that is heading in the right direction! Granted, we only started with dividend growth investing in 2015. We sold all our RRSP (Registered Retirement Savings Plan) held ETF’s and started analysing and investing those funds into dividend stocks.

Yearly Dividend Totals

Yearly Dividend Totals

Dividend Stock Overview

Our dividend portfolio now contains 45 companies with a total of 10.699 shares and looks like this (up 3.701 shares from a year ago):

February 2017 Dividend Stock Overview

February 2017 Dividend Stock Overview

Dividend Sector Breakdown

When you breakdown the previously shown dividend stock overview by sector, it looks as follows:

February 2017 Dividend Stock Sector Allocation

February 2017 Dividend Stock Sector Allocation

How was your Febraury from a dividend perspective? Was it also a slow month for you?

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Monthly Dividend Overview

The January Dividend Update is usually a stable one as there are relatively few companies that pay in the first (and second) month of the year. However, we have many monthy dividend payers, so our distribution throughout the year is somewhat stable.

We also purchased some additional shares this month, which include:

  • 100 shares of AH
  • 100 shares of RDSA
  • 50 shares of UNA
  • Tons of DRIP shares including BCE, CWB, AAR.UN and many more

January Dividends

When we added up all the deposits into the bank accounts, we received a very respectable €544, that is a 61% YOY increase! That’s pretty good, would love to keep that going (despite knowing it is not sustainable…..)

Dividend Stock Overview

Our dividend portfolio now contains 45 companies with a total of 10.585 shares and looks like this (up 3.233 shares from a year ago):

Dividend Sector Breakdown

When you breakdown the previously shown dividend stock overview by sector, it looks as follows:

How was your January from a dividend perspective? Were you happy with the results?

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December 2016 Dividend Update

Another (dividend) year has come to a close, and what a year it was! We were able to pretty much reinvest all cash from sales of ETF’s. These were part of a company pension package, we did not like it and decided to sell at their highs in 2015 and start to manage ourselves. We also used some cash from our home sale to sink into (primarily) dividend stocks.

We reinvested the cash gradually over the course of one year, as we needed time to research and select stocks we think should help us in the long run. Albeit we made some mistakes and corrections, the portfolio we have now will remain and be slowly expanded in 2017.

For December 2016 we got just over €642 in dividends, which included a nice one-off bonus dividend from Evertz Technologies (ET). This (bonus) dividend was DRIP-ed and added 12 more shares to this holding. Nice! Purchases for the month included some 50 shares of AH (Ahold).

The usual breakdowns are provided below for your entertainment and curiosity:

The Dividend Portfolio

Our portfolio includes 45 companies with a total of 10307 shares and looks something like this:

The Sector Allocation

And if you breakdown by sector, it looks as follows (seems pretty diversified, but there is a bit more work to be done):

The total dividends received in 2016 was a very nice €5.591. Let’s see if we can increase that for 2017 ;-).

How was your Devember and the whole of 2016 from a dividend perspective? Were you pleased with the results?

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Another relatively steady, but good, month on the dividend side of our investments. We purchased some RDSA (100 shares) and AH (150 shares in two batches) in November, plus ongoing DRIPs for about 10 different companies, which added anywhere between 1-4 shares each. We currently own 10.222 share in various companies, that’s quite a lot!

The grand total for November is a very solid €434 in free money. This monthly dividend income is a YOY increase of about 191%. This percentage is going down steadily compared to previous months and will continue to do so going forward due to the slower (re)investment into dividend shares.

20161201-monthly-dividend

As you can see below, we finally bought back RDSA and AH in November as noted earlier, as well as added to our position in UNA. This time we are planning to keep them, potentially adding to the positions in the coming months. After that, we have to start looking into some new posistions. But these have to be European dividend stocks (for diversification and exchange rate reasons), ideas?

We now own shares in a total of 45 different companies, which are:

20161201-dividend-overview

When you allocate the stocks to the various sectors they represent and add them together into a plot, this is what you get (based on Market value as of COB November 30):

20161201-dividend-stock-by-sector

How did you do this month? Better or worse then expected? What did you buy? Did you also get some UNA and AH after the drop in share price over the last month?

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October was a relatively steady month on the dividend front. We purchased some UNA (100 shares, in two batches of 50 shares to profit from the steady drop in stock price) this month and got lots of free money. October yielded a very respectable €545 in dividends. This is a YOY return of about 298%. But as noted last months, this is mainly due to a large amount of cash that we reinvested over the last 16 months and not “organic” dividend growth. Albeit we are very curious to see what that is going to look like. Yield this year (to date), based on book value, is about 3.45%. With two more months to go, we should end up just over 4.1%.

   20161101-monthly-dividend

We currently own a total of 43 stocks and our portfolio looks like this:

 20161101-dividend-overview

When you dump everything into a pie chart, based on the sectors the shares represent, you find the below overview:

 20161101-dividend-stock-by-sector

We still have some work to be done, as we still need to purchase more stocks to shift the sector allocations, but that is a plan in development.

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September was a steady month on the dividend front, no purchases but lots of free money. However, an interesting trend developed over the last few months due to the steady increase in many stock prices. We generally had picked the number of stocks such that they would trigger automatic purchases each time dividend was paid. But as certain stocks have increase in value by more than 30% since we purchased them, this does not happen anymore. In short, we receive more and more cash into the account and we anticipate that by the end of the year we will have another €500-700 to buy a few more dividend shares (fees are about €7 per transaction).

September yielded a very nice €573 in dividends, yeah! Very exited about this. It actually is a YOY return of about 740%. But as noted last month, this is mainly due to a large amount of cash that we reinvested over the last 15 months and not “organic” dividend growth (that would have been really spectacular! But we are not magicians).

20160901-monthly-dividend

We currently own a total of 42 stocks, but due to the sale of RDSA shares after the dividend (in an attempt to make some capital gains and buy them back at a lower price, which by the way has backfired so far due to the OPEC agreed production level….) we now also dropped back below the “magic” number of 10.000 shares… bummer (just kidding).

20160901-dividend-overview

When you dump everything into a pie chart, based on the sectors the shares represent, you find the below overview. It’s not very well managed at this point as we would like less exposure to financial services stock and more to energy and consumer defence stocks (i.e. we have to buy some RDSA, UNA and AH in the next months).

20160901-dividend-stock-by-sector

How was your September? Did you get some money for doing absolutely nothing too?

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It’s official, we have no more cash to re-invest into dividend stocks from the original sale of our mutual funds. The plan is to keep on buying dividend stocks through DRIP’s and a few more when the market has a bad day and we have cash available. As of September, all newly purchased shares should start to provide dividends. So we are hoping for a record month….. will see (have not done the calculations just yet).

This is also the first month that we can report the YOY increase in dividends received, which is a whopping 690%. Unfortunately, this is not a reflection of our ability to invest, rather the result of a large cash pile being invested into dividend paying stocks over the period of about 12 months. Oh, and another record, we now officially own more than 10,000 shares in companies (fun record if you are a numbers geek, but does not mean a thing, really).

Here is an overview of our dividend stocks (we currently have 43 different stocks):

20160801 Dividend Overview

If you group the above dividend stocks by sector, the distribution of our portfolio is as follows (based on market value at close of markets on August 31, 2016):

20160801 Dividend Stock by Sector

Purchases for August include RDSA, BPY.UN and DRG.UN (the latter two are REIT’s).

How was your Month of August?

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With almost all of our cash pile now reinvested into dividend stocks, we have very limited ways to do more purchases (we also still purchase index funds, invest in crowdfunding and invest into real estate with new incoming funds). Most stocks are now on autopilot with various dividend reinvestment plans happening automatically. We will have the occasional purchase, but not many more than three to four per year (at around €1000-2500 each). The total dividend for July came in at just over €450. We also found a small error in the calculation for June dividend, which was corrected with a new total just under €700 (instead of above).

20160801 Monthly Dividend

Here is an overview of our dividend stocks (we currently have 40 different stocks):

20160801 Dividend Overview

We sold Ahold, Unilever and Shell already in both June and July, but do plan to buy back some of the stock in the coming months once we have a clear picture on the finances after our real estate transactions (we still have a few things to sort out).

If you group the above dividend stocks by sector, the distribution of our portfolio is as follows (based on market value at close of markets on July 31, 2016):

20160801 Dividend Stock by Sector

No new purchases were made in July.  How did you do last month?

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June 2016 was a fairly uneventful month (one purchase), but a winner from a dividend perspective! We have been able get another record month with well over €700 in dividends. The total dividend for the first half of the year is almost €2600, nice! (if we may say so ourselves).

20160701 Monthly Dividend

Here is an overview of our dividend stocks (we currently have 40 different stocks):

20160701 Dividend Overview

We currently don’t own any Ahold, Unilever or Shell anymore, but will again in the future, see more details below.

If you group the above dividend stocks by sector, the distribution of our portfolio is as follows (based on market value at close of markets on June 30, 2016):

20160701 Dividend Stock by Sector

In light of the recent property purchase we had set automatic triggers for various dividend shares in our Dutch brokerage account, which surprisingly all triggered the Thursday before Brexit. We bought back a bunch of shares on Friday morning and sold them again just before the end of June. We still received all dividends for June and made another 10% or so in capital gains. Now we are waiting to see how much money we will have left after reno’s and other moving as sales expenses before we start buying new dividend stocks (now we are just waiting for another buying opportunity).

We bought 450 shares of AAR.Un to increase our REIT portion of the portfolio. We also received 4 shares of Prairiesky Royalty Ltd, as a payment from Canadian Natural Resources (about $100 in cash that was used to purchase the shares). Not sure what we will do with these shares, but will keep for now (low dividend yield and not a company in which we would invest ourselves, so will keep for capital gains for now).

 

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May was a moderately good month in terms of dividend (but with so little history, it really is hard to tell). We kept adding shares with the available cash, but we are running out of the original cash available from the account switch. Each month the Dividend is a bit of a surprise due to the ex-dividend dates of the new shares (and existing shares if we bought extra) that we don’t always keep track of carefully.

20160601 Monthly Dividend

Here is an overview of our dividend stocks (we currently have 40 42 different stocks):

20160601 Dividend Overview

If you group the above dividend stocks by sector, the distribution of our portfolio is as follows (based on market value at close of markets on May 31, 2016):

20160601 Dividend Stock by Sector

Purchases of the month of May include AAR.UN, GS, CIX, EMA, TCL.A and BCE. Shares were bought as new positions and averaging down on existing ones or buy extra shares to keep the DRIP’s optimal (i.e. buy as many shares as possible per dividend payment).

We also sold MRD (Melcor Developments), a real estate company focussing on building construction. It had lowered dividend payments and was not a good fit with the portfolio.

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First off, there was upward correction for the March number as one dividend payer came in early and shifted into March instead of April where it was assumed (plus made a mistake with the exchange rate). So the total for March came in at just over €681, wow, that really was a good month!! As we have several shares that register on one of the last days of the month. We (try to) wait until we have received all dividends into the investment accounts before we report the final income from Dividends, but sometimes pull the trigger too soon to give you guys an update 😉

Dividend Income Update

April was a good month in terms of dividend, but it was dwarfed a bit by the amazing month of March. Still a very healthy number as you can see below:

20160501 Monthly Dividend

Dividend Stocks

Here is an overview of our dividend stocks (we currently have 40 different stocks):

20160501 Dividend Overview

April 2016 Dividend Stock Overview

Market Sectors

If you group the above dividend stocks by sector, the distribution of our portfolio is as follows (based on market value at close of markets on April 30, 2016):

20160501 Dividend Stock by Sector

Dividend Stock by Sector

As you can see, the sale of RDSA last month (which was a stupid move in hindsight, capitalized too soon on some capital gains and the stock remained very strong during the months, so no opportunity to buy it back yet….) drove down the energy sector allocation a lot. However, we did end up buying some UNA and AH, as well as AGU.to and AQN.to last month. Increasing the consumer defensive, basic materials and utilities in the dividend sector allocations.

 

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First off, a small correction for the February number, it was adjusted downwards as one set of newly purchased stocks registered after the dividend cutoff, so that first new dividend won’t come in until May (it was only about 9 euro’s, so not too bad). We have several shares that register on one of the last days of the month. We (try to) wait until we have received all dividends into the investment accounts before we report the final incomes from Dividends.

As you can see below, March was a killer for us! Mainly due to RDSA, which contributed about €153 to the total (after taxes) and a (one time) bonus dividend of ~€65 from the Chesswood Group. Nice unexpected surprise!

Below you can find a quick overview of the total monthly dividend payouts for 2015/2016:

Here is an overview of our dividend stocks (we currently have 37 36 different stocks):

20160401 Dividend Overview

If you group the above dividend stocks by sector, the distribution of our portfolio is as follows (based on market value at close of markets on March 31, 2016):

20160401 Dividend Stock by Sector

So, what happened in March? Well no new stock purchases, that is for sure. However, we did sell both UNA and RDSA right after we received their dividends. Why? Simply because we wanted to capitalize on some of their capital gains due to share price increases (ended up making about +10% on the UNA shares after fees).

However, last Friday and last Tuesday the market on Amsterdam got a hit, and we ended up buying both stocks back (in multiple transactions) with a discount between 3.5-6.5% compared to the highs we sold them for earlier. We only did this after re-evaluating our cash position for our pending Real Estate adventure and realizing March had a good run upwards. We are not really the gambling types, but will try to capitalize on an opportunity if it presents itself 😉

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Its time for another overview of our dividend stock portion of our wealth portfolio.  And Boy, was I wrong last month, stating that it was a quiet month…. The quiet month appears to be February ;-). Albeit, we still managed to receive a very nice €225,37 in dividends during this month!  Most of this has already have been reinvested into new shares by various Dividend ReInvestment Programs (DRIPs), which will continue to increase the portfolio.

However, this time I have done my homework and looked forward to see how March is shaping up, and it should be a very nice one that should dwarf all previous months. But let’s not get ahead of ourselves here, first the February overview.

Below you can find a quick overview of the total monthly dividend payouts for 2015/2016:

20160301 Monthly Dividend

Here is an overview of our dividend stocks (we currently have 37 different stocks):

20160301 Dividend Overview

If you group the above dividend stocks by sector, the distribution of our portfolio is as follows (based on market value at close of markets on February 29, 2016):

20160301 Dividend Stock by Sector

During the dip at the beginning of February we were able to buy a whole bunch of shares with available cash. In total we invested a whopping €19.000, all purchases were triggered by shares dropping below our set limits (so no timing of purchases here). We have already set new limit orders for the next sets of shares, in case the market decides to have another hiccup.

We loved the mayhem at the beginning of this month, as you can imagine, and ended up buying shares in (amongst others) Unilever, Canadian Utilities, Corus Media, Fortis, Royal Canadian Bank and Plaza Retail REIT. These positions were selected to either average down or start new positions to further diversify our portfolio. They were generally Canadian Dividend “Contenders” or “Champions” with dividend streaks of 10+ years of increasing dividends, higher yields and high(er) chowder values.

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Below is an overview of our dividend stock portion of our wealth portfolio.  It has been a good month for dividends, especially considering that the months of January/April/July/October are somewhat “slower”.

Below you can find a quick overview of the total monthly dividend payouts for 2015/2016:

20160129 Monthly Dividend

Here is an overview of our dividend stocks:

20160129 Dividend Overview

If you group the above dividend stocks by sector, the distribution of our portfolio is as follows (based on market value at close of markets on January 29, 2016):

20160129 Dividend Stock by Sector

No updates to report, we only bought one new dividend stock (High LIner Foods) in January (we should have bought more, but were to busy dealing with the flu and missed the whole “dip”….aagh).

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