The February 2016 was amazing, but not for the “right” reasons of spending very little. This month we managed to obtain a Savings Rate of 58.3%! It was a basic month in terms of expenses and income, with no major expenses outside the normal housing costs and daycare costs.
The only reason why this month is so good is because we received the benefits for daycare expenses of the last 4 months in one payment. That was €1008! Yay. This is considered as a negative daycare expense and reduced the total daycare costs to just €350.
Below you can find an overview of our expenses in percentage. Transport remains low for us as both Mr. and Mrs. CF have their commutes paid for (one company car and one public transportation card). We only did visits with friends and family, so no separate travel & leisure costs this month. The “Kid” category is thus extremely low this month due to the received daycare benefits.